2025 PriorityMedicare Thrive Plus coverage summary

Your 2025 plan documents

Find out what our PriorityMedicare Thrive Plus (PPO) plan offers you. Review your benefits in the chart below or by downloading any of your coverage documents.

Your coverage documents provide detailed explanations about how your plan works.

  • 2025 Evidence of Coverage
    The Evidence of Coverage is the legal, detailed description of your benefits and costs. It also explains your rights and rules you need to follow when using your coverage for medical care and prescription drugs.
  • 2025 Annual Notice of Change
    For existing members who have a 2022 Priority Health Medicare Advantage plan, the Annual Notice of Change outlines the year-over-year changes to the plan, including basic benefits and embedded extras.
  • 2025 Priority Health Medicare Advantage Formulary

Important Message About What You Pay for Vaccines - Our plan covers most Part D vaccines at no cost to you, even if you haven’t paid your deductible (if your plan has a deductible). Call Customer Service for more information.

Important Message About What You Pay for Insulin - You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on, even if you haven’t paid your deductible (if your plan has a deductible).

2025 PriorityMedicare Thrive Plus coverage summary

This chart shows what our PriorityMedicare Thrive Plus plan offers members.

Deductible

$0

The amount you'll pay for most covered medical services, in-network and out-of-network combined, before you start paying only copayments or coinsurance and Priority Health pays the balance.

Out-of-pocket maximum

$5,600

This is the most you pay during a calendar year for in-network and out-of-network services before Priority Health begins to pay 100% of the allowed amount. This limit includes copayments and coinsurance payments. It does not include your monthly premium or Part D drug costs.

Inpatient hospital care

$300 copay per day
Days 1-7
$0 copay per day
Days 8 and beyond

There is no limit to the number of days covered by the plan each hospital stay.

Authorization rules may apply.

Doctor office visits

$0 copay
Each primary care visit




$0 - $40 copay
$0 for one routine skin check each plan year with a dermatologist. $40 for all other specialty provider visits.
$0 copay
Each palliative care physician visit



Authorization rules may apply.

Emergency & urgent care

$120 copay
Each emergency room visit
$50 copay
Each urgent care visit

Get emergency or urgent care services wherever you are in the United States or all over the world.

Lab services

$15 copay
Medicare-covered lab services

$0 copay
Anticoagulant lab services (if on blood thinners)

Diagnostic tests and procedures

$15 copay
Medicare-covered diagnostic procedures and tests

Authorization rules may apply.

Outpatient X-rays

$0 copay
One diagnostic mammogram, following a routine mammogram
$40 copay
Medicare-covered outpatient X-rays

Diagnostic radiology services

$140 copay
Medicare-covered diagnostic radiology services

Diagnostic radiology includes services such as MRIs and CT scans.

Authorization rules may apply.

Radiation therapy

$30 copay
Medicare-covered radiation therapy services, such as cancer treatment

 

Preventive care

$0 copay
Annual physical exam and preventive services covered under Original Medicare

See a list of preventive services covered at $0 copay. Any additional preventive services approved by Medicare during the contract year will be covered.

Routine vision (by EyeMed®)

$0 copay
One routine exam (including refraction with dilation as necessary) & one retinal imaging per year
$100 eyewear allowance
Each year


Preventive dental services (by Delta Dental®)

$0 copay
Two oral exams and two cleanings per year (regular or periodontal maintenance)


$0 copay
One brush biopsy, one fluoride treatment and one set of bitewing x-rays each year

$0 copay
Periapical radiographs as needed and all other radiographs (full-mouth series or panoramic x-rays) every 24 months

Comprehensive dental service (by Delta Dental)

$0 copay
Fillings (once per tooth every 24 months), crown repairs (once per tooth every 12 months), simple extractions (once per tooth per lifetime) and anesthesia when used during qualifying dental services only.
50% coinsurance
Root canals once per tooth per lifetime




$2,000 annual maximum to use.

Routine hearing (by TruHearing™)

$0 copay
Routine exam

$295-$1,495 copay
Per year, per ear for hearing aids from top manufacturers 

Hearing aid cost includes three fitting and follow-up evaluations within the first year and 48 batteries per hearing aid.

Chiropractic services

$20 copay
Routine visit, up to 12 visits per year
$40 copay
Chiropractic X-ray services, performed once per year
$20 copay
Medicare-covered visit

Acupuncture services

$20 copay
Medicare-covered visit

$20 copay
Routine visit, up to six visits per year for other conditions

Priority Health Travel Pass

Priority Health Travel Pass has you covered for out-of-area care at in-network prices, access to MultiPlan® Medicare Advantage providers, unlimited worldwide emergency and urgent care and Assist America® for global travel assistance. Learn more.

You may stay enrolled in the plan when outside of the service area for up to 12 months, as long as your residency remains in the service area.

Galleri®

$75 copay
Once every other year

The Galleri multi-cancer early detection test from GRAIL is a proactive blood test that screens for many deadly cancers before symptoms appear*
Learn More.

ThriveFlex

$50
Per quarter (no rollover) for over-the-counter (OTC) items


$285
Per year (no rollover) to use on fitness equipment, fitness facilities and nutrition support
,

For use on drugs and health related products that do not need a prescription, such as allergy medication and eye drops. Learn more.

Virtual care

$0 copay
Each primary care, specialist or behavioral health provider virtual visit

Also referred to as "evisits" or "telehealth," virtual care is a cost-effective and convenient way to visit with a health care professional via phone or video for non-emergencies.

One Pass®

$0 copay

Access to the largest nationwide network of gyms and fitness locations, live digital fitness classes, on-demand workouts, and home fitness kits. Learn more

CogniFit®

$0 copay

Get online brain training mode just for you to help improve your memory and focus all through your One Pass user account. Learn more.

Prescription drug benefits

Have questions on drug tiers? Learn more.

You have lower copays when you use a preferred pharmacy. See if your pharmacy is on the "preferred" list.

Part D prescription drugs deductible

$0
All tiers

This deductible applies to the cost of all drugs on the plan's list of approved drugs, or "formulary." Download the formulary to see approved drugs or view the Approved Drug List on this website.

Erectile dysfunction drugs

slidenafil
Follows Tier 2 pricing below
tadalafil 10mg, 20mg; vardenafil
Follows Tier 3 pricing below

*These prescription drugs are not normally covered in a Medicare Prescription Drug Plan. The amount you pay when you fill a prescription for this drug does not count towards your total drug costs (that is, the amount you pay does not help you qualify for catastrophic coverage). In addition, if you are receiving extra help to pay for your prescriptions, you will not get any extra help to pay for this drug. 

Tier 1 (preferred generic drugs)

$4 copay
Preferred retail (30-day)
$9 copay
Standard retail (30-day)
$0 copay
Mail order (90-day)

You pay copays or coinsurance for drugs on this plan's formulary until your out-of-pocket costs reach $2000.

Tier 2 (generic drugs)

$13 copay
Preferred retail (30-day)
$18 copay
Standard retail (30-day)
$0 copay
Mail order (90-day)

You pay copays or coinsurance for drugs on this plan's formulary until your out-of-pocket costs reach $2000.

Tier 3 (preferred brand drugs)

25% coinsurance
Preferred retail (30-day)
25% coinsurance
Standard retail (30-day)
25% coinsurance
Mail order (90-day)

You pay copays or coinsurance for drugs on this plan's formulary until your out-of-pocket costs reach $2000.

Tier 4 (non-preferred drugs)

40% coinsurance
Preferred retail (30-day)
45% coinsurance
Standard retail (30-day)
40% coinsurance
Mail order (90-day)

You pay copays or coinsurance for drugs on this plan's formulary until your out-of-pocket costs reach $2000.

Tier 5 (specialty drugs)

33% coinsurance
(30-day supplies only)

You pay copays or coinsurance for drugs on this plan's formulary until your out-of-pocket costs reach $2000.

Part D prescription drugs, catastrophic coverage

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000 you pay $0 for the remainder of the plan year.

Optional benefits

Enhanced Dental and Vision package

Optional benefit: Add additional dental and vision coverage to your plan for an extra $37 monthly premium, including additional dental coverage for things like crowns, extractions, implants, dentures, bridges and more with $4,500 total (includes embedded $2,000) to spend each calendar year and another $150 per year toward your eyewear allowance.

Get details and learn how to add this coverage to your plan.