Your PriorityMedicare ONESM plan information

Find out what our PriorityMedicare ONESM (HMO-POS) plan offers you. Review your benefits in the chart below or by downloading any of your coverage documents.

Your coverage documents provide detailed explanations about how your plan works.

Important Message About What You Pay for Vaccines - Our plan covers most Part D vaccines at no cost to you, even if you haven’t paid your deductible (if your plan has a deductible). Call Customer Service for more information.

Important Message About What You Pay for Insulin - You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on, even if you haven’t paid your deductible (if your plan has a deductible).

2024 PriorityMedicare ONE coverage summary

This chart shows what our PriorityMedicare ONE plan offers members.

Deductible

$0

The amount you'll pay for most covered in-network medical services before you start paying only copayments or coinsurance and Priority Health pays the balance.

Out-of-pocket maximum

$4,300

This is the most you pay during a calendar year for in-network and out-of-network services before Priority Health begins to pay 100% of the allowed amount. This limit includes copayments and coinsurance payments. It does not include your monthly premium or Part D drug costs.

Inpatient hospital care

$285 copay per day
Days 1-7
$0 copay per day
Days 8 and beyond

There is no limit to the number of days covered by the plan each hospital stay.

Authorization rules may apply.

Doctor office visits

$0 copay
Each primary care visit

$35 copay
Each specialist visit

$0 copay
Each palliative care physician visit

Authorization rules may apply.

Emergency & urgent care

$120 copay
Each emergency room visit
$35 copay
Each urgent care visit

Get emergency or urgent care services wherever you are in the United States or all over the world.

Lab services

$0 copay
Medicare-covered lab services

Diagnostic tests and procedures

$0 copay
Medicare-covered diagnostic procedures and tests
Authorization rules may apply.

Outpatient X-rays

$20 copay
Medicare-covered outpatient X-rays

Diagnostic radiology services

$175 copay
Medicare-covered diagnostic radiology services

Diagnostic radiology includes services such as MRIs and CT scans.

Authorization rules may apply.

Radiation therapy

$35 copay
Medicare-covered radiation therapy services, such as cancer treatment

Preventive care

$0 copay
Annual physical exam and preventive services covered under Original Medicare

See a list of preventive services covered at $0 copay. Any additional preventive services approved by Medicare during the contract year will be covered.

Routine vision (by EyeMed®)

$0 copay
One routine exam (including refraction with dilation as necessary) & one retinal imaging per year
$175 eyewear allowance
Each year



Preventive dental services (by Delta Dental®)

$0 copay
Two oral exams and two cleanings per year (regular or periodontal maintenance)
$0 copay
One brush biopsy, one fluoride treatment and one set of bitewing x-rays each year
$0
Periapical radiographs as needed and all other radiographs (full-mouth series or panoramic x-rays) every 24 months

Routine hearing (by TruHearing™)

$0 copay
Routine exam

$295-$1,495 copay
Per year, per ear for hearing aids from top manufacturers 

Hearing aid cost includes three fitting and follow-up evaluations within the first year and 48 batteries per hearing aid.

Chiropractic services

$20 copay
Routine visit, up to 12 visits per year
$20 copay
Chiropractic X-ray services, performed once per year
$20 copay

Medicare-covered visit

Acupuncture services

$20 copay
Medicare-covered visit

$20 copay
Routine visit, up to six visits per year for other conditions

Priority Health Travel Pass


Priority Health Travel Pass has you covered for out-of-area care at in-network prices, access to MultiPlan® Medicare Advantage providers, unlimited worldwide emergency and urgent care and Assist America® for global travel assistance. Learn more.

You may stay enrolled in the plan when outside of the service area for up to 12 months, as long as your residency remains in the service area.

OTC Plus allowance

$26
(no rollover) monthly

For use on drugs and health related products that do not need a prescription, such as allergy medication and eye drops. Eligible members can also use their monthly allowance towards healthy food and produce. Learn more.

Virtual care

$0 copay
Each primary care, specialist or behavioral health provider virtual visit

Also referred to as "evisits" or "telehealth," virtual care is a cost-effective and convenient way to visit with a health care professional via phone or video for non-emergencies.

PriorityCare

72 hours
Per year of companion care with Papa plus unlimited Social Care Navigation.
Learn more.

Transportation

$0
For 30 one-way trips each year (40 miles each way).
Learn more

SilverSneakers health and fitness program

$0 copay

For membership at participating SilverSneakers® fitness centers, plus access to online educational programs and SilverSneakers On-Demand™ workout videos. Learn more.

BrainHQ

$0 copay

A personal gym for the brain. You can access online exercises that improve memory, attention, brain speed and more. Learn more.


Prescription drug benefits

Have questions on drug tiers? Learn more.

You have lower copays when you use a preferred pharmacy. See if your pharmacy is on the "preferred" list.

Plan D prescription drugs, deductible

$0

This deductible applies to the cost of all drugs on the plan's list of approved drugs, or "formulary." Download the formulary to see approved drugs or view the Approved Drug List on this website.

Tier 1 (preferred generic drugs)

$0 copay
Preferred retail (30-day)
$6 copay
Standard retail (30-day)
$0 copay
Mail order (90-day)

You pay copays or coinsurance for drugs on this plan's formulary until your total yearly drug costs reach $5,030.

Tier 2 (generic drugs)

$10 copay
Preferred retail (30-day)
$20 copay
Standard retail (30-day)
$0 copay
Mail order (90-day)

You pay copays for drugs on this plan's formulary until your total yearly drug costs reach $5,030.

Tier 3 (preferred brand drugs)

$42 copay
Preferred retail (30-day)
$47 copay
Standard retail (30-day)
$105 copay
Preferred mail order through Express Scripts (90-day)

You pay copays or coinsurance for drugs on this plan's formulary until your total yearly drug costs reach $5,030.

Tier 4 (non-preferred drugs)

45% coinsurance
Preferred retail (30-day)
50% coinsurance
Standard retail (30-day)
45% coinsurance
Mail order (90-day)

You pay copays or coinsurance for drugs on this plan's formulary until your total yearly drug costs reach $5,030.

Tier 5 (specialty drugs)

33% coinsurance
(30-day supplies only)

You pay copays or coinsurance for drugs on this plan's formulary until your total yearly drug costs reach $5,030.

Part D prescription drugs, while in the coverage gap

25% coinsurance
Covered generic drugs
25% coinsurance 
Covered brand drugs

When you reach your total yearly drug cost (includes what our plan has paid and what you've paid) of $5,030, you'll enter what is called a coverage gap. At this time, you'll pay 25% of the plan's cost for covered generic drugs and 25% of the plan's cost for covered brand drugs, plus dispensing fee, until your total costs reach $8,000.

Most Medicare plans have this coverage gap (also called the "donut hole"), but not everyone will enter the coverage gap.

Part D prescription drugs, catastrophic coverage


After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $8,000 you pay $0 and the plan pays 100% of your drug costs.


Optional benefits

Enhanced Dental and Vision package


Optional benefit: Add additional dental and vision coverage to your plan for an extra $42 monthly premium, including additional dental coverage for things like crowns, root canals, extractions, fillings, implants, dentures and more with $2,500 to spend each calendar year and another $150 per year toward your eyewear allowance.

Get details and learn how to add this coverage to your plan.

*The ONE plan is available in Kent, Ottawa, Wayne, Oakland and Macomb counties.